Open NowBusiness
Farm Investment Loans
Australian Government · Australia
Farm Investment Loans provide eligible farm businesses with concessional loans to help build and maintain a strong, resilient and profitable business. Loans can support activities such as refinancing debt, operating expenses, capital costs, drought management and market access.
Funding
Up to $2M
Deadline
Rolling / Ongoing
Duration
up to 10 years
Location
Australia
Who Can Apply
• Applicant must be an Australian citizen or permanent resident
• Applicant must contribute at least 75% of their labour to the farm business under normal circumstances
• Applicant must earn at least 50% of their income from the farm business under normal circumstances
• Farm business must solely or mainly sell products into interstate or overseas supply chains, or plan to do so
• Farm business must have existing commercial debt
• Farm business must be registered for tax purposes in Australia with an ABN and GST registration
• Farm business must be in financial need of a loan
• Farm business must have the capacity to repay the loan
• Farm business must operate as a sole trader, trust, partnership or private company
• Farm business must be in the agriculture, horticulture, pastoral, apiculture, or aquaculture industry
Applicants must be Australian citizens or permanent residents who, under normal circumstances, contribute at least 75% of their labour to the farm business and earn at least 50% of their income from it. The farm business must solely or mainly sell products into interstate or export supply chains, or plan to do so; have existing commercial debt; be registered for tax purposes in Australia with an ABN and GST registration; be in financial need of a loan; have capacity to repay; operate as a sole trader, trust, partnership or private company; and operate in agriculture, horticulture, pastoral, apiculture, or aquaculture.
What's Funded
Eligible farm businesses can use the loan to strengthen the farm business, access interstate or overseas markets, prepare for, manage through or recover from drought, refinance existing debt, pay operating expenses or capital costs, enhance productivity, and fund drought-related activities.Expected Outcomes
Stronger, more resilient and more profitable farm businesses with improved productivity, better drought preparedness or recovery, refinanced debt, and improved access to interstate or export supply chains.Key Information
Applicant Types
sole_tradertrustpartnershipcompany
Stage
established
Funding Purposes
capital_expenditureexportsustainabilityother
Keywords
farmagricultureloandroughtrefinancingoperating expensescapitalproductivity
Frequently Asked Questions
1
What is the Farm Investment Loans?
The Farm Investment Loans is a business grant offered by Australian Government in Australia, providing Up to $2M in funding. Farm Investment Loans provide eligible farm businesses with concessional loans to help build and maintain a strong, resilient and profitable business. Loans can support activities such as refinancing debt, operating expenses, capital costs, drought management and market access.
2
How much funding does the Farm Investment Loans provide?
The Farm Investment Loans provides Up to $2M in funding. The typical project duration is up to 10 years.
3
Who is eligible for the Farm Investment Loans?
- Applicant must be an Australian citizen or permanent resident
- Applicant must contribute at least 75% of their labour to the farm business under normal circumstances
- Applicant must earn at least 50% of their income from the farm business under normal circumstances
- Farm business must solely or mainly sell products into interstate or overseas supply chains, or plan to do so
- Farm business must have existing commercial debt
- Farm business must be registered for tax purposes in Australia with an ABN and GST registration
- Farm business must be in financial need of a loan
- Farm business must have the capacity to repay the loan
- Farm business must operate as a sole trader, trust, partnership or private company
- Farm business must be in the agriculture, horticulture, pastoral, apiculture, or aquaculture industry
4
What activities are funded?
Eligible farm businesses can use the loan to strengthen the farm business, access interstate or overseas markets, prepare for, manage through or recover from drought, refinance existing debt, pay operating expenses or capital costs, enhance productivity, and fund drought-related activities.
5
How do I apply for the Farm Investment Loans?
Start by checking your eligibility using the free Beta Docs eligibility checker. If eligible, Beta Docs' AI-powered platform can help you draft, review, and refine your application to maximise your chances of success.
Need help applying?
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