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Disaster Assistance Loans - Small Business QLD — QLD, 2025-26
Up to $250K available · Rolling Applications
Australian Government
Low-interest disaster recovery loans for Queensland small businesses affected by an eligible disaster. Loans of up to $250,000 can be used to repair or replace damaged assets, replace stock, and meet carry-on business expenses.
Funding
Up to $250K
Deadline
Rolling / Ongoing
Duration
up to 10 years
Location
Queensland
Who Can Apply
• Be a Queensland small business owner
• Have a business that sustained substantial damage to buildings, plant, equipment or stock as a result of an eligible disaster
• Have been carrying on a small business in the defined disaster area immediately before the eligible disaster
• Provide adequate security for the loan
• Demonstrate the ongoing viability of the small business
• Continue to carry on at the same location or elsewhere in the local government area where the business operated prior to the eligible disaster
• Have taken reasonable precautions to avoid loss or damage from a disaster, for example adequate insurance
Applicants must be Queensland small business owners whose business sustained substantial damage to buildings, plant, equipment or stock as a direct result of an eligible disaster. The business must have been operating in the defined disaster area immediately before the disaster, the applicant must provide adequate security for the loan, demonstrate ongoing business viability, continue operating at the same location or elsewhere in the same local government area, and have taken reasonable precautions to avoid loss or damage such as maintaining adequate insurance.
What's Funded
Repairing or replacing damaged plant and equipment, repairing or replacing buildings, replacing lost stock for up to 1 month, and meeting carry-on requirements such as sustenance, rent and rates to re-establish normal business operations after an eligible disaster.Before you apply
Check Disaster Assistance Loans - Small Business QLD fit and evidence gaps
Use this business grant page to sanity-check eligibility, funding fit, evidence gaps and application effort before you commit days to drafting. If you already know the grant you want, the 48-hour audit gives a practical go/no-go view, reviewer-readiness score and next-step risks.
Get a 48-hour grant fit auditExpected Outcomes
Recovery and re-establishment of normal small business operations in the affected local government area following substantial disaster damage.Key Information
Applicant Types
companysole_traderpartnershiptrustother
Stage
established
Funding Purposes
communitycapital_expenditureother
Keywords
disaster recoverysmall businessloanQueenslandeligible disasterdamaged assetsstock replacementcarry-on expenses
Frequently Asked Questions
1
What is the Disaster Assistance Loans - Small Business QLD?
The Disaster Assistance Loans - Small Business QLD is a business grant offered by Australian Government in Australia, providing Up to $250K in funding. Low-interest disaster recovery loans for Queensland small businesses affected by an eligible disaster. Loans of up to $250,000 can be used to repair or replace damaged assets, replace stock, and meet carry-on business expenses.
2
How much funding does the Disaster Assistance Loans - Small Business QLD provide?
The Disaster Assistance Loans - Small Business QLD provides Up to $250K in funding. The typical project duration is up to 10 years.
3
Who is eligible for the Disaster Assistance Loans - Small Business QLD?
- Be a Queensland small business owner
- Have a business that sustained substantial damage to buildings, plant, equipment or stock as a result of an eligible disaster
- Have been carrying on a small business in the defined disaster area immediately before the eligible disaster
- Provide adequate security for the loan
- Demonstrate the ongoing viability of the small business
- Continue to carry on at the same location or elsewhere in the local government area where the business operated prior to the eligible disaster
- Have taken reasonable precautions to avoid loss or damage from a disaster, for example adequate insurance
4
What activities are funded?
Repairing or replacing damaged plant and equipment, repairing or replacing buildings, replacing lost stock for up to 1 month, and meeting carry-on requirements such as sustenance, rent and rates to re-establish normal business operations after an eligible disaster.
5
How do I apply for the Disaster Assistance Loans - Small Business QLD?
Start by checking your eligibility using the free Beta Docs eligibility checker. If eligible, Beta Docs' AI-powered platform can help you draft, review, and refine your application to maximise your chances of success.
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