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Disaster Assistance (Essential Working Capital) Loans - Small Business QLD — QLD, 2025-26
Up to $100K available · Rolling Applications
Australian Government
Low-interest loans for Queensland small businesses that have suffered a significant loss of income due to an eligible disaster. The loans support essential working capital to help businesses continue normal operations.
Funding
Up to $100K
Deadline
Rolling / Ongoing
Duration
up to 10 years
Location
Queensland
Who Can Apply
• Be a small business owner in Queensland
• Have been carrying on a small business in the defined disaster area before the eligible disaster occurred
• Have suffered a significant loss of income as a result of the eligible disaster
• Provide adequate security for the loan
• Be able to demonstrate the ongoing viability of the small business
• Continue to carry on the small business in the defined disaster area
• Have taken reasonable precautions to avoid loss or damage from a disaster, for example adequate insurance
Applicants must be small business owners in Queensland, have been carrying on a small business in the defined disaster area before the eligible disaster occurred, have suffered a significant loss of income as a result of the eligible disaster, provide adequate security for the loan, demonstrate the ongoing viability of the small business, continue to carry on the small business in the defined disaster area, and have taken reasonable precautions to avoid loss or damage from a disaster, such as having adequate insurance.
What's Funded
Essential working capital such as paying salaries or wages, paying creditors, paying rent or rates, and buying goods such as fuel needed to continue operating the small business.Before you apply
Check Disaster Assistance (Essential Working Capital) Loans - Small Business QLD fit and evidence gaps
Use this business grant page to sanity-check eligibility, funding fit, evidence gaps and application effort before you commit days to drafting. If you already know the grant you want, the 48-hour audit gives a practical go/no-go view, reviewer-readiness score and next-step risks.
Get a 48-hour grant fit auditExpected Outcomes
Continuation of normal business operations in the defined disaster area and maintenance of business viability following an eligible disaster.Key Information
Applicant Types
companysole_traderpartnershiptrustother
Stage
established
Funding Purposes
communityemploymentother
Keywords
disaster assistanceworking capitalsmall businessloanQueenslanddisaster recoverybusiness continuityeligible disaster
Frequently Asked Questions
1
What is the Disaster Assistance (Essential Working Capital) Loans - Small Business QLD?
The Disaster Assistance (Essential Working Capital) Loans - Small Business QLD is a business grant offered by Australian Government in Australia, providing Up to $100K in funding. Low-interest loans for Queensland small businesses that have suffered a significant loss of income due to an eligible disaster. The loans support essential working capital to help businesses continue normal operations.
2
How much funding does the Disaster Assistance (Essential Working Capital) Loans - Small Business QLD provide?
The Disaster Assistance (Essential Working Capital) Loans - Small Business QLD provides Up to $100K in funding. The typical project duration is up to 10 years.
3
Who is eligible for the Disaster Assistance (Essential Working Capital) Loans - Small Business QLD?
- Be a small business owner in Queensland
- Have been carrying on a small business in the defined disaster area before the eligible disaster occurred
- Have suffered a significant loss of income as a result of the eligible disaster
- Provide adequate security for the loan
- Be able to demonstrate the ongoing viability of the small business
- Continue to carry on the small business in the defined disaster area
- Have taken reasonable precautions to avoid loss or damage from a disaster, for example adequate insurance
4
What activities are funded?
Essential working capital such as paying salaries or wages, paying creditors, paying rent or rates, and buying goods such as fuel needed to continue operating the small business.
5
How do I apply for the Disaster Assistance (Essential Working Capital) Loans - Small Business QLD?
Start by checking your eligibility using the free Beta Docs eligibility checker. If eligible, Beta Docs' AI-powered platform can help you draft, review, and refine your application to maximise your chances of success.
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